Legal Document

Terms of Service

Last updated: December 2024

Welcome to Finote. By using our service, you agree to these terms. Please read them carefully.

1.Acceptance of Terms

By accessing or using Finote, you agree to be bound by these Terms of Service.
If you do not agree to these terms, please do not use our service.
We reserve the right to modify these terms at any time. Continued use of the service constitutes acceptance of modified terms.

2.Description of Service

Finote is a personal finance management application that helps you track expenses, set budgets, and achieve financial goals.
The service is provided "as is" and "as available" without warranties of any kind.
We may modify, suspend, or discontinue any aspect of the service at any time.

3.User Accounts

You must provide accurate and complete information when creating an account.
You are responsible for maintaining the security of your account credentials.
You must not share your account with others or allow unauthorized access.
You must be at least 13 years old to use this service.

4.User Conduct

You agree not to use the service for any unlawful purpose.
You agree not to attempt to gain unauthorized access to our systems.
You agree not to interfere with other users' use of the service.
You agree not to upload malicious code or attempt to compromise security.

5.Intellectual Property

Finote and its original content, features, and functionality are owned by us.
You may not copy, modify, or distribute our content without permission.
Your data remains your property. We do not claim ownership of your financial data.

6.Limitation of Liability

Finote is not a financial advisor. We provide tools for personal finance management only.
We are not responsible for any financial decisions you make based on using our service.
We are not liable for any indirect, incidental, or consequential damages.
Our total liability is limited to the amount you paid for the service, if any.

7.Termination

We may terminate or suspend your account at any time for violations of these terms.
You may delete your account at any time through the Settings page.
Upon termination, your right to use the service ceases immediately.

8.Governing Law

These terms are governed by the laws of Indonesia.
Any disputes shall be resolved in the courts of Indonesia.

9.Contact

For questions about these Terms of Service, please contact us through our support channels.